Recent Storm Damage Posts

How Does Storm Damage Differ From Flooding?

2/15/2019 (Permalink)

Storm Damage How Does Storm Damage Differ From Flooding? Mold Damaged Wall Board

Property owners may have a hard time differentiating storm damage from flood damage. Commercial properties can sustain water damage from either source. There are a few major differences to keep in mind that may help you manage these risks.

Storms Versus Floods

The most general distinction is that storm water comes from above, whereas flood water usually overspills natural bodies or courses of water and covers at least two acres of ordinarily dry land. Storm damage to a commercial property may originate from a variety of causes such as

• High winds
• Heavy rain
• Hurricanes
• Snow
• Tornadoes
• Tropical storms

Most business insurance plans provide protection from damage caused by storms. Property owners will need additional coverage to offset the expenses of flood damage. If your property is located on a flood plain, you should make sure you carry the policies necessary to protect your investment.

Flooding occurs when water overflows a body of water or watercourse such as

• Beaches or coasts
• Canals
• Creeks
• Dams
• Lakes
• Stormwater channels

4 Tips for Traveling During Storm Season

2/15/2019 (Permalink)

Storm Damage 4 Tips for Traveling During Storm Season Have a plan for Traveling during winter storms

Storms can happen any time in Hackettstown, NJ. Heavy rains and strong winds can cause damage to your home, but they can also affect your ability to travel. While a storm remediation service cannot help fix your travel plans, it can help repair any damage done to your home. If you want to travel, however, you can remember these four tips to help you avoid a canceled flight and have the best trip possible.

1. Have a Backup Plan

Planning a trip during storm season can be risky, but you don't always have a choice. If you must fly when bad weather is likely, try to have a backup plan ready. This could include buying a travel insurance plan to help you reserve a new seat if your original flight is canceled. You may also want to consider having alternate travel dates in mind just in case.

2. Get to the Airport on Time

Even if you get an email telling you your flight has been delayed, you may still want to get to the airport in time for the original flight departure. The weather may clear up, which could allow the flight time to be moved back up. If you end up with a canceled flight, you are already at the airport to figure out a new travel plan.

3. Know Who To Call

Before you get to the airport, you may want to find out who you would have to call should your flight get canceled. Calling the airline directly can help you figure out a new flight if yours gets canceled. You may be told to go to the airline desk, but that will leave you waiting in line for who knows how long.

4. Pack Light

A canceled flight could require you to quickly change your travel plans. If you have to check bags, there's a chance you may lose some of your luggage in the shuffle. Keeping everything in carry-on bags ensures you can keep track of all of your belongings.

Traveling any time can be stressful. Keeping these storm tips in mind can help you have a great trip.

How To Stay Safe When a Thunderstorm Threatens Your Business

2/12/2019 (Permalink)

Storm Damage How To Stay Safe When a Thunderstorm Threatens Your Business Keep any trees or shrubbery surrounding your business trimmed.

How To Stay Safe When A Thunderstorm Threatens Your Business

When a rain storm threatens your business, it’s important to protect not only your building, but also any employees and customers who are trapped inside. Knowledge of proper storm procedures can mean the difference between a safe outcome or possible injury or death. By keeping a few guidelines in mind when inclement weather hits, you can ensure your business in Hermon, NJ emerges safely.

1. Keep track of weather reports.

During peak thunderstorm season, you should familiarize yourself with your local emergency weather warning system and sign up for automatic text or email storm alerts. Monitor the weather using an online radar tracker every day, so you’ll have a head start if a system is approaching. A few hours of advance notice should give you adequate time to prepare your business and evacuate the building if necessary.

2. Avoid standing near windows.

High winds during a rain storm have the power to shatter glass and severely injure anyone in the building. If a storm hits while employees or customers are inside your business, direct them to an underground basement or gather everyone in the center of the building away from windows. Keep any trees or shrubbery surrounding your business trimmed to prevent strong winds from blowing them into the glass.

3. Stay inside until danger passes.

Just because it’s stopped raining and storm clouds have passed over doesn’t mean it’s safe to go outside. Flash flooding, fallen debris, and downed power lines can pose potential hazards in the aftermath of a storm. Keep staff and customers inside the building until local news and weather reports confirm it’s safe to venture out. If your building floods from heavy rainfall, try to keep everyone away from waterlogged areas and contact a certified water damage restoration company immediately to assess the damage.

A heavy rain storm moving toward your business can be frightening, but remember to stay calm and follow proper safety procedures before and after the storm. Protecting your employees and customers should always be your first priority in an emergency.

Flood Damage: Steps to Take before an Insurance Claim

9/14/2018 (Permalink)

Storm Damage Flood Damage: Steps to Take before an Insurance Claim Flood season in Phillipsburg, NJ, is intense and often leaves most homeowners scratching their heads wondering what they’re supposed to do.

Flood season in Phillipsburg, NJ, is intense and often leaves most homeowners scratching their heads wondering what they’re supposed to do after a flood has hit their home. The main thing, if you have flood insurance, is to take the necessary steps toward making a flood claim.

1. Begin Cleanup Immediately

While many people believe that you have to leave your house as it is until an insurance adjuster can view the damage, that is not likely the case. Many insurance companies prefer homeowners to begin the initial cleanup so that when adjusters come out, they can more clearly see the damage, and provide a homeowner with a better assessment.

2. Contact Your Flood Insurance Company

You can contact your flood insurance company as you begin the cleanup process. Making this initial contact allows the insurance company to start the process of an insurance claim. Additionally, notifying your insurance company will enable you to ask any questions about the do’s and don’ts of the cleanup process before an adjuster arrives.

3. Take Pictures

Most insurance companies will require you to take inventory of any damaged items, which includes providing proof of loss. By taking photographs and organizing them with receipts, you can help speed up the flood claim process as well as ensure that the adjuster is well-informed about all of the damage caused by the flood.

4. Keep Damaged Material

While it may seem that taking photographs is enough to prove damage and loss, your insurance company may require the actual evidence and visual inspection by the adjuster. Though you may be required to hang on to any damaged furniture or items as evidence, you do not need to keep them inside your home where they can hinder the cleanup process. It is perfectly okay to place any damaged items in your garage or elsewhere.

When following the steps above, a flood claim is a pretty straightforward process, requiring the homeowner to streamline the adjustment process by cleaning any damaged areas and documenting any loss. For more information, visit http://www.SERVPROwarrencountynj.com/.