Recent Storm Damage Posts
6 Benefits of Renter's Insurance
Renter's insurance can provide you with peace of mind
Six Benefits of Renter's Insurance
Your landlord probably has an insurance policy that covers damage to your residence, however that policy likely does not cover your personal belongings. For this reason, you may wish to consider these six benefits of renter's insurance:
Replaces your personal property. The primary benefit of your insurance coverage is that it can help you replace property damaged or destroyed by a covered cause of loss, such as fire, storm or flood damage. Some policies also cover theft. An insurance professional in Mount Hermon, NJ can explain to you which causes of loss your policy covers.
Covers property you have borrowed or rented. Some renter’s policies provide coverage for property you have borrowed or rented if it is damaged by a covered cause of loss while in your possession.
Covers your property when it’s not in your home. Your renter’s insurance policy may provide coverage for your property when it is in your car, on an airplane, in a hotel room or otherwise not in your residence.
Provides temporary relocation expenses. Some types of damage, such as storm damage that requires the services of a professional storm clean up service, may require you to temporarily vacate your residence. Many renter’s policies will provide funds for costs associated with temporary housing, such as the cost to rent a hotel room.
Pays damages you are liable for. Your policy may include liability coverage that could pay for damages you become personally liable for due to incidents such as your dog biting a guest or a member of your family causing an injury to a person or damaging their property.
Pays for your guest’s medical bills. Another potential benefit is coverage for the medical bills of a guest who is injured while in your residence.
Renter's insurance can provide you with peace of mind, knowing that your personal property can be replaced in the event of a covered cause of loss. It can also provide your family with protection from other unexpected expenses.
Why You Should Not Drive Through Flooded Streets
Flooded road in Washington Township, NJ
Why You Should Not Drive Through Flooded Streets
When a major storm is heading for Washington Township, NJ, you may need to evacuate as soon as possible. Yet you also have to drive away safely. A flooded street, in particular, can be a hidden danger as you head for higher ground. Driving on flooded roads can lead to:
- Your vehicle getting damaged
- Your car getting stranded
- Your passengers getting injured or killed
In fact, the Centers for Disease Control recently found that more than half of flood-related drowning resulted from a person driving into flooded waters. That’s because it is often hard to tell how deep the water is until it is too late.
Shallow Water, Major Damage
Even relatively minor flooding can cause serious destruction. Just six inches of water on a flooded street can cause your vehicle’s wheels to lose traction. This could lead to a serious car accident that could damage you or your vehicle.
Once 12 inches of water floods onto a road, your car could start floating away. If this happens, you will be unable to brake or steer. Two feet of water is all it takes to float a larger vehicle such as a pickup truck or SUV.
Flood water that is more than two feet deep poses an additional danger. At this point, water could get into your engine and stop it from running. Your vehicle could stall, leaving you stranded and unable to drive to safer ground.
Flood Travel Tips
Before heading out during a storm, check online to see which roads are flooded. You can also research alternate routes to take. Above all, do not drive into a flooded street. Instead, turn around and find a safer road.
Once the floodwaters have receded, you can safely return to your home and assess your property. If the water has gotten inside your house, contact your local storm damage restoration specialists. They can remove the excess water and dry out your belongings.
3 Tips to Protect Your Building From a Spring Storm
After a long, cold winter, the warm spring weather can be a great relief. However, in addition to bringing higher temperatures and beautiful flowers, this time of year is known for some heavy storms. Luckily, there are things you can do to help protect your commercial building in Oxford Township,NJ, from a strong spring storm.
1. Have the Building Inspected
Your building may be more vulnerable than you are aware of. Small roof leaks can become extremely dangerous when there is heavy rainfall. Having someone come and inspect your roof, doors and windows to make sure they all close properly can prevent serious storm damage. During a storm, you can end up with a pipe break, which becomes even worse when leaves and debris block the area. Always have your pipes checked and gutters cleaned before the rainy season begins.
2. Be Weather Aware
Oftentimes, a spring storm can hit with little notice. When the weather turns dangerous, staying informed about changing conditions can give you and your employees the opportunity to get to a safe place. Make sure all workers are aware of what to do and where to go in the event that disaster does strike. Remember to have flashlights and other necessities on hand in the event of a power outage.
3. Hire a Storm Cleanup Company
Sometimes storm damage is inevitable. Hiring a professional storm cleanup company right away can help you avoid further issues with the property, such as mold growth from flooding. The company will inspect the building and close up any roof leaks or other areas that are still at risk of flooding or other problems.
Natural disasters can strike at any time in Oxford Township,NJ, but preparing your commercial building in advance can help keep your employees safe and lower chances of severe damage. When that next spring storm does hit, know who to call to get you back in business as soon as possible.
Tackling Winter Ice Dam Issues on Your Roof
Ice dam in a Washington Township, NJ roof
During the winter in Washington Township, NJ, it's not unusual to find an ice dam on your roof. They can cause damage to your home if left unchecked, so you shouldn't wait for the spring thaw to take care of it for you. Prepare yourself before the first freeze in order to protect your property.
How Do You Know You've Got One?
A dam is an accumulation of ice near the edge of your roof that can prevent snow and water from draining, which might cause roof damage or leaks. They can form during a winter storm or freeze. There are some signs that may indicate you have one:
- icicles, especially large ones
- trapped water near the edge of the roof
- water stains and moisture inside your home
What To Do if You've Found One
Once you've identified an ice dam, it is recommended that you contact a storm damage remediation service to handle it properly. First, they will remove the snow near the edge of the roof. Then they will probably use calcium chloride ice melt product within a special stocking to lay it over the ice. Be sure that they protect any plants below with tarp to prevent chloride poisoning from the runoff.
How Can You Prevent One?
What's most important for ice dam prevention is vigilance. Walk around your home regularly and remove any icicles you see, if it is safe to do so- remember not to stand beneath them. If they are too high up or the conditions seem too dangerous you should reach out to a contractor. You can also have snow removed and gutters cleared as often as possible throughout the winter months.
The aftermath of a winter storm can leave you with a lot on your plate. Don't forget to check for dams in order to avoid a longer to-do list later. Keep your home warm and dry this holiday season with these simple recommendations.
A Business Owner's Storm Damage Survival Guide
Air movers on a water damage due to a storm in Mount Hermon, NJ
A Business Owner's Storm Damage Survival Guide
Storm damage in Mount Hermon, NJ, can wreak havoc on your business. Tornadoes, hurricanes or floods leave behind major property damage. This often requires professional storm cleanup, ranging from a tear out of with materials to the extraction of water. While it's best to employ commercial building restoration services, there are tasks you can tackle on your own.
Work on Minor Projects
Severe storms leave a lot of damage in their aftermath, which often requires significant repair work. Typically, there are both major and minor projects that must be tackled. Hazards that need the attention of licensed professionals include the following:
- Gas leaks
- Downed power lines
- Cracked foundation
One project you can do is a simple water cleanup. Use a mop or squeegee to remove water off the floor. This helps prevents mold growth. Of course, any major flood damage should be handled by a highly trained flood cleanup crew.
Beware of Contamination
It's important to disinfect your workplace. Severe storms can leave behind untreated sewage, trash and other debris. Make sure you wear protective gear, such as goggles, gloves and boots. Use heavy sponges or mops to clean and disinfect shelves, closets, floors, walls and other contents of your building. Throw away materials that can't be salvaged. Consider hiring a storm restoration company to tear out large-scale contaminated items.
Use Caution When Taking Inventory
Take inventory of the damage, but exercise caution when opening doors. In some cases, ceilings cave in and can cause doors to stick. If you force doors to open, wait a few seconds before entering the room or office. This helps you avoid getting hit by falling debris.
Get Back on Track
Weather is often unpredictable and causes major damage to your commercial property. The good news is that there are things within your control. There are minor cleaning tasks you can undertake. Otherwise, hire a water damage restoration company in Mount Hermon, NJ, to handle projects, such as a tear out, the drying of a structure and storm cleanup.
Basement Sewage Backup: Five Causes
Get your gutters cleaned and consider a new or second downspout to help remedy the situation.
There are a number of common causes of a flooded basement, many of which stem from storm-related issues. Understanding and knowing how to fix them can help you prevent floods in the long run. Here are five common causes of basement sewage backup in [City, State], houses.
1. Gutters that are overflowing. If you are having problems with your downspouts or haven’t cleaned your gutters recently, they could be overflowing and backing up into your basement. Get your gutters cleaned and consider a new or second downspout to help remedy the situation.
2. Water at the surface. If you have surface water draining near your foundation during a heavy rain, it could be causing backup issues. Consider getting professional help from a reliable, licensed contractor to fix such issues.
3. Sewer backup. During heavy rainstorms, municipal sewage systems can back up and cause a flooded basement. These backups may be mostly out of your control, but make sure that your individual lines are clear and in top shape at all times.
4. Perimeter foundation drain backups. If you have this type of drain around your home’s foundation, it could back up with storm water. Contact a professional contractor for repair help if this is the case.
5. Irrigation systems. If your home and yard have been subjected to heavy rainfall lately, your irrigation system may be overloading it and causing floods. Replace yours with one that has a rain gauge if this seems to be a problem for you.
If you are already facing a flooded basement, your best bet is to call a professional residential storm damage remediation service in the [City, State], area that can help you figure out a repair plan and work on salvaging damaged goods. Now that you know what may have caused the flood, you are better prepared to deal with such emergencies in the future - and possibly prevent them altogether.
Phillipsburg premier restoration choice
SERVPRO of Warren County is the premier choice for handling any storm damage in Phillipsburg, NJ. Our team is available, 24/7 to help respond to any wind, water or fire damage you might have.
Storms can roll up in Phillipsburg at anytime day or night and leave you with unexpected damages. We have the training and experience to handle any size project from start to finish. If you have questions, our owner and team are always here to help.
In some cases of lighting storms in Phillipsburg, homes or businesses can experience fire and smoke damage from the actual lighting strike. SERVPRO of Warren County is quick to help handle any smoke or soot cleaning that is needed.
If you have any questions, do not hesitate to reach out to us at anytime day or night.
Checking for Storm Damage on your Blairstown, NJ Home
After a severe weather event, it is good to check your property from any storm damage. Inclement weather such as a hail storm can cause severe damage to your room, the main line of defense for your home! You can check for other damage such as dings in your gutters or damage to your window screens. You can search the ground of even more hints of damage such as missing tiles etc.
If you think your Blairstown, NJ, home or business has been damaged by recent severe weather, call SERVPRO of Warren County. Our crew is available for response 24 hours a day, 7 days a week, 365 days a year and can quickly respond to your storm damage loss.
If disaster strikes, give us a call today!
How Does Storm Damage Differ From Flooding?
Mold Damaged Wall Board
Property owners may have a hard time differentiating storm damage from flood damage. Commercial properties can sustain water damage from either source. There are a few major differences to keep in mind that may help you manage these risks.
Storms Versus Floods
The most general distinction is that storm water comes from above, whereas flood water usually overspills natural bodies or courses of water and covers at least two acres of ordinarily dry land. Storm damage to a commercial property may originate from a variety of causes such as
• High winds
• Heavy rain
• Tropical storms
Most business insurance plans provide protection from damage caused by storms. Property owners will need additional coverage to offset the expenses of flood damage. If your property is located on a flood plain, you should make sure you carry the policies necessary to protect your investment.
Flooding occurs when water overflows a body of water or watercourse such as
• Beaches or coasts
• Stormwater channels
4 Tips for Traveling During Storm Season
Have a plan for Traveling during winter storms
Storms can happen any time in Hackettstown, NJ. Heavy rains and strong winds can cause damage to your home, but they can also affect your ability to travel. While a storm remediation service cannot help fix your travel plans, it can help repair any damage done to your home. If you want to travel, however, you can remember these four tips to help you avoid a canceled flight and have the best trip possible.
1. Have a Backup Plan
Planning a trip during storm season can be risky, but you don't always have a choice. If you must fly when bad weather is likely, try to have a backup plan ready. This could include buying a travel insurance plan to help you reserve a new seat if your original flight is canceled. You may also want to consider having alternate travel dates in mind just in case.
2. Get to the Airport on Time
Even if you get an email telling you your flight has been delayed, you may still want to get to the airport in time for the original flight departure. The weather may clear up, which could allow the flight time to be moved back up. If you end up with a canceled flight, you are already at the airport to figure out a new travel plan.
3. Know Who To Call
Before you get to the airport, you may want to find out who you would have to call should your flight get canceled. Calling the airline directly can help you figure out a new flight if yours gets canceled. You may be told to go to the airline desk, but that will leave you waiting in line for who knows how long.
4. Pack Light
A canceled flight could require you to quickly change your travel plans. If you have to check bags, there's a chance you may lose some of your luggage in the shuffle. Keeping everything in carry-on bags ensures you can keep track of all of your belongings.
Traveling any time can be stressful. Keeping these storm tips in mind can help you have a great trip.
How To Stay Safe When a Thunderstorm Threatens Your Business
Keep any trees or shrubbery surrounding your business trimmed.
How To Stay Safe When A Thunderstorm Threatens Your Business
When a rain storm threatens your business, it’s important to protect not only your building, but also any employees and customers who are trapped inside. Knowledge of proper storm procedures can mean the difference between a safe outcome or possible injury or death. By keeping a few guidelines in mind when inclement weather hits, you can ensure your business in Hermon, NJ emerges safely.
1. Keep track of weather reports.
During peak thunderstorm season, you should familiarize yourself with your local emergency weather warning system and sign up for automatic text or email storm alerts. Monitor the weather using an online radar tracker every day, so you’ll have a head start if a system is approaching. A few hours of advance notice should give you adequate time to prepare your business and evacuate the building if necessary.
2. Avoid standing near windows.
High winds during a rain storm have the power to shatter glass and severely injure anyone in the building. If a storm hits while employees or customers are inside your business, direct them to an underground basement or gather everyone in the center of the building away from windows. Keep any trees or shrubbery surrounding your business trimmed to prevent strong winds from blowing them into the glass.
3. Stay inside until danger passes.
Just because it’s stopped raining and storm clouds have passed over doesn’t mean it’s safe to go outside. Flash flooding, fallen debris, and downed power lines can pose potential hazards in the aftermath of a storm. Keep staff and customers inside the building until local news and weather reports confirm it’s safe to venture out. If your building floods from heavy rainfall, try to keep everyone away from waterlogged areas and contact a certified water damage restoration company immediately to assess the damage.
A heavy rain storm moving toward your business can be frightening, but remember to stay calm and follow proper safety procedures before and after the storm. Protecting your employees and customers should always be your first priority in an emergency.
Flood Damage: Steps to Take before an Insurance Claim
Flood season in Phillipsburg, NJ, is intense and often leaves most homeowners scratching their heads wondering what they’re supposed to do.
Flood season in Phillipsburg, NJ, is intense and often leaves most homeowners scratching their heads wondering what they’re supposed to do after a flood has hit their home. The main thing, if you have flood insurance, is to take the necessary steps toward making a flood claim.
1. Begin Cleanup Immediately
While many people believe that you have to leave your house as it is until an insurance adjuster can view the damage, that is not likely the case. Many insurance companies prefer homeowners to begin the initial cleanup so that when adjusters come out, they can more clearly see the damage, and provide a homeowner with a better assessment.
2. Contact Your Flood Insurance Company
You can contact your flood insurance company as you begin the cleanup process. Making this initial contact allows the insurance company to start the process of an insurance claim. Additionally, notifying your insurance company will enable you to ask any questions about the do’s and don’ts of the cleanup process before an adjuster arrives.
3. Take Pictures
Most insurance companies will require you to take inventory of any damaged items, which includes providing proof of loss. By taking photographs and organizing them with receipts, you can help speed up the flood claim process as well as ensure that the adjuster is well-informed about all of the damage caused by the flood.
4. Keep Damaged Material
While it may seem that taking photographs is enough to prove damage and loss, your insurance company may require the actual evidence and visual inspection by the adjuster. Though you may be required to hang on to any damaged furniture or items as evidence, you do not need to keep them inside your home where they can hinder the cleanup process. It is perfectly okay to place any damaged items in your garage or elsewhere.
When following the steps above, a flood claim is a pretty straightforward process, requiring the homeowner to streamline the adjustment process by cleaning any damaged areas and documenting any loss. For more information, visit http://www.SERVPROwarrencountynj.com/.
Hidden Dangers of Water Damage
Flood water from a broken pipe can strike your home and leave standing water covering your floor. While many sources may describe how to clean the damaged area by yourself, the problem is often the unseen damage left behind by the water. Rather than tackle the situation by yourself, consider these hidden problems.
Categories of Water
Although the water flooding your home may look harmless, there is a real possibility the liquid is filled with harmful substances. Flood water has been classified into three categories to help water restoration and remediation professionals understand the danger levels of contaminates:
- Category 1: This water comes from a clean source such as a broken pipe and is considered safe.
- Category 2: This water contains a minor amount of contamination and is judged as unsafe.
- Category 3: This water is grossly contaminated and often comes from sources containing fecal matter, harmful chemicals, or pesticides.
Determining the danger level of the flood water in your home can be a difficult task. That is why most homeowners rely on a professional team to remove the contaminated water and sanitize the area.
Days and weeks after the water is gone, signs of secondary damage can suddenly appear. Mold colonies can emerge from still-damp areas of the home such as behind floorboards. The lower portion of walls can begin to sag, crack, and crumble. Tiles can start moving and the grout surrounding the ceramic area may disintegrate. Hardwood floors may also show signs of buckling and warping. Sadly, secondary damage can make an appearance long after your insurance company has settled your water damage claim.
A quick response is often the answer to eliminating water damage problems. Whether it is a broken pipe or torrential rains that flood your home in Washington Township, NJ, removing the water in a timely manner can minimize hidden damages and mitigate unseen hazards.