Why Not To Wait for an Adjuster After Storm Damage
If you have been struck by a storm in Oxford Township,NJ and have experienced water damage, you need to get a professional water restoration service onsite as quickly as possible. Most likely, your insurance policy includes flood insurance, but so does everyone else's. That means that after a major storm, your insurance company is likely to be inundated with calls and adjusters may have a difficult time getting to everyone. The good news is that you do not have to wait for an adjuster to file a claim. By working closely with your insurance company and supplying the necessary documentation, you can begin the process before more damage sets in.
Why Not Wait
The longer the water sits, the more damage it can cause. There are many reasons to begin the restoration process as quickly as possible:
- Mold damage can begin to grow in as little as 24-48 hours
- Drywall and furniture begin to swell with the 1st day
- Dyes and inks will begin to bleed
- Any bacteria in the water will multiply
- Likelihood of contamination goes up
- Odors will appear
Water spreads and seeps into any material it can and rusts those it cannot. The longer it has to cause damage, the higher the cleanup costs will be, so timely cleanup is also good for your flood insurance company.
Make Sure You're Covered
Speak to an advisor about what kind of documentation is needed. Be sure to fill out all the paperwork they request and take pictures of the water and any items that have sustained damage. When the restoration company gets onsite, make them aware that an adjuster has not yet been out. They may have special procedures or take pictures of their own.
Floods can cause extensive damage to your house. By getting an expert flood damage restoration company to begin work as quickly as possible, they will minimize the damage. Providing the proper documentation will ensure that your flood insurance will cover the damages when work begins.